:root{--ink:#17120a;--muted:#6e6355;--paper:#fffaf0;--panel:#fffdf7;--line:#e0d1b8;--gold:#f0b90b;--brown:#4b3213}*{box-sizing:border-box}body{margin:0;background:var(--paper);color:var(--ink);font-family:Arial,"Noto Sans SC",sans-serif;line-height:1.66}a{color:inherit}.bnhz-bar{display:flex;justify-content:space-between;gap:22px;align-items:center;padding:18px clamp(18px,6vw,82px);border-bottom:1px solid var(--line);background:var(--panel);position:sticky;top:0;z-index:5}.bnhz-brand{display:flex;align-items:center;gap:12px;text-decoration:none}.bnhz-brand b,.bnhz-brand small{display:block}.bnhz-brand small{color:var(--muted)}.bnhz-menu summary{display:none}.bnhz-menu nav,.bnhz-cta,.bnhz-links,.bnhz-foot nav{display:flex;flex-wrap:wrap;gap:12px}.bnhz-menu a,.bnhz-foot a{text-decoration:none;font-weight:900}.bnhz-hero{display:grid;grid-template-columns:minmax(0,.9fr) 410px;gap:36px;align-items:stretch;padding:62px clamp(18px,7vw,90px) 36px}.bnhz-hero>div{border-left:12px solid var(--gold);padding-left:26px}.bnhz-hero h1{font-size:clamp(32px,5vw,56px);line-height:1.08;margin:10px 0 18px;letter-spacing:0}.bnhz-hero p,.bnhz-lead{font-size:18px;color:var(--muted);max-width:820px}.bnhz-eyebrow{font-size:12px;letter-spacing:.1em;font-weight:900;color:#9b7300}.bnhz-cta a,.bnhz-links a{background:var(--brown);color:white;padding:11px 14px;text-decoration:none;font-weight:900}.bnhz-cta a+ a,.bnhz-links a+ a{background:var(--panel);color:var(--brown);border:1px solid var(--line)}.bnhz-hero aside{display:grid;gap:12px}.bnhz-hero aside article{background:var(--panel);border:1px solid var(--line);padding:18px}.bnhz-hero aside b{display:block;color:#9b7300}.bnhz-hero aside span{color:var(--muted)}.bnhz-notice{margin:0 clamp(18px,7vw,90px) 42px;padding:18px;background:#fff0bc;border:1px solid #dfc570}.bnhz-grid,.bnhz-articles,.bnhz-faq,.bnhz-plain,.bnhz-article{padding:48px clamp(18px,7vw,90px)}.bnhz-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.bnhz-grid article,.bnhz-articles a,.bnhz-list article,.bnhz-steps article{background:var(--panel);border:1px solid var(--line);padding:20px;text-decoration:none}.bnhz-grid h2,.bnhz-plain h1,.bnhz-article h1{line-height:1.14}.bnhz-articles{display:grid;gap:12px;background:#f7eedf}.bnhz-articles a{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:18px}.bnhz-articles b,.bnhz-articles span{display:block}.bnhz-articles span,.bnhz-list p{color:var(--muted)}.bnhz-faq{background:var(--panel)}.bnhz-faq details{border-top:1px solid var(--line);padding:16px 0}.bnhz-faq summary{cursor:pointer;font-weight:900}.bnhz-plain,.bnhz-article article{max-width:1080px;margin:auto}.bnhz-steps{display:grid;grid-template-columns:1fr 1fr;gap:14px}.bnhz-list{display:grid;gap:14px}.bnhz-foot{display:grid;grid-template-columns:1fr 1fr;gap:24px;background:var(--brown);color:white;padding:34px clamp(18px,7vw,90px)}.bnhz-foot p{color:#eadfce}.bnhz-foot a{color:white}@media(max-width:860px){.bnhz-bar,.bnhz-hero,.bnhz-grid,.bnhz-foot,.bnhz-articles a,.bnhz-steps{display:grid;grid-template-columns:1fr}.bnhz-bar{position:static}.bnhz-menu summary{display:inline-flex;padding:8px 12px;background:var(--panel);border:1px solid var(--line);font-weight:900}.bnhz-menu:not([open]) nav{display:none}.bnhz-menu nav{margin-top:12px}.bnhz-hero h1{font-size:32px}}.bnhz-cta button{border:0;cursor:pointer;font:inherit;font-weight:900;background:var(--dark,var(--brown));color:white;padding:11px 14px}.bnhz-cta button+button{background:var(--panel);color:var(--dark,var(--brown));border:1px solid var(--line)}.bnhz-market{display:block!important;background:var(--panel);border:1px solid var(--line);padding:20px}.bnhz-market header{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;border-bottom:1px solid var(--line);padding-bottom:12px;margin-bottom:12px}.bnhz-market header span{font-size:12px;font-weight:900;color:#a97700;letter-spacing:.1em}.bnhz-market h2{margin:0;font-size:24px;line-height:1.12}.bnhz-market p{font-size:13px!important;color:var(--muted);margin:12px 0 0}.bnhz-quotes{display:grid;gap:10px}.bnhz-quotes article{display:grid;grid-template-columns:58px minmax(0,1fr) 92px;align-items:center;gap:10px;padding:12px;border:1px solid var(--line);background:white}.bnhz-quotes article b{color:var(--ink)!important}.bnhz-quotes article strong{font-size:18px}.bnhz-quotes article span{text-align:right;color:var(--muted)!important}.bnhz-quotes .up{color:#12805c!important}.bnhz-quotes .down{color:#b42318!important}.bnhz-quick{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:0 clamp(18px,6vw,84px) 34px}.bnhz-quick article{background:var(--panel);border:1px solid var(--line);padding:16px}.bnhz-quick b{display:block;color:#a97700}.bnhz-quick span{color:var(--muted)}@media(max-width:860px){.bnhz-quick{grid-template-columns:1fr;padding-bottom:24px}.bnhz-quotes article{grid-template-columns:52px minmax(0,1fr);}.bnhz-quotes article span{text-align:left;grid-column:2}}.bnhz-depth,.bnhz-sources{padding:48px clamp(18px,6vw,84px)}.bnhz-depth{background:linear-gradient(180deg,rgba(240,185,11,.12),rgba(255,255,255,0))}.bnhz-depth header{max-width:860px;margin-bottom:18px}.bnhz-depth header h2,.bnhz-sources h2{margin:0 0 10px;line-height:1.14}.bnhz-depth header p,.bnhz-sources p{color:var(--muted)}.bnhz-sources{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--panel)}.bnhz-sources p{max-width:980px;margin:8px 0}.bnhz-deepread{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:24px 0}.bnhz-deepread article{background:var(--panel);border:1px solid var(--line);padding:20px}.bnhz-deepread h2{margin-top:0;line-height:1.18}.bnhz-article section{border-top:1px solid var(--line);padding:22px 0}.bnhz-article section h2{line-height:1.18;margin:0 0 8px}.bnhz-article section p{color:var(--muted);font-size:17px}@media(max-width:860px){.bnhz-depth,.bnhz-sources{padding:34px 18px}.bnhz-deepread{grid-template-columns:1fr}}